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A person of any gender can use JIT because it is not gender-specific.  Although it's more frequently used to describe young men, particularly in music and street slang, it also applies to young women.  The phrase emphasizes immaturity or age over gender.  However, usage should always take tone, place, and relationship to the person being addressed into account because the surrounding context or cultural may affect how it is understood. Know more about what does jit mean